Product Transfer or Remortgage? Which Route Is Right for You
When your fixed rate is coming to an end, you generally have two main ways to secure a new deal: a product transfer with your existing lender, or a remortgage to a new one. On the surface they can look ...
Can I Change My Mortgage to Buy to Let?
Are you considering turning your home into a buy to let rental property? Perhaps you’re moving to a new city for work, or you’ve inherited a property and want to make the most of it. Whatever your reason, changing your ...
Can I remortgage my holiday let?
If your fixed or set-term deal is coming to an end, don’t let it roll onto your lender’s default rate. A holiday let remortgage can secure a better rate, release equity for improvements or other plans, and open up specialist ...
Do you need payslips to remortgage?
Are you thinking of remortgaging your home but are unsure whether you need to show any payslips? Before you get started, it’s important to understand what is required from both lenders and borrowers when it comes to proving income. In ...
Does bad credit affect remortgaging?
Remortgaging can be difficult if you have bad credit. Just like the process of securing a mortgage for the first time, there are plenty of things to take into account, and this can become increasingly complicated if your credit history ...
Who would need a day one remortgage?
Day one mortgages are designed to help people remortgage their homes as quickly as possible after purchasing them. This is ideal for people who want to take advantage of falling interest rates, switch their mortgage provider, or access additional equity. It can also ...
What is the 6 month mortgage rule?
The 6 month mortgage rule can cause problems for property purchases as well as when refinancing is needed. The rule applies to mortgage applications on properties that have been owned for less than six months. Some mortgage lenders take a ...
Renovation Mortgage: An unlettable property in Scotland
As a specialist in providing finance for holiday and short term let property, we receive enquiries for financing the very simple to the quite complex. One area of finance where we are experiencing growth, is for mortgages to purchase run ...