About Us

Who we are and what we do

WE ARE HERE FOR YOU

We are specialist property finance brokers, independent of all lenders, who are focused on helping you get the mortgage you need.

You need mortgage finance and we know the lenders that can help.

A flexible approach to property finance.

Drake Mortgages is an experienced company of specialist independent mortgage brokers and property finance brokers based in Kent. Our advice is mainly conducted online, by email and over the telephone.

We specialise in providing clients with comprehensive mortgage advice from the full range of lenders available to us. We are an independent mortgage advisor, as such we can deal with all lenders and mortgage companies.

While we help many clients to move house, including first time buyers, we have specialists available to help with bridging loans including auction finance.

All of our advisers hold the required qualifications to give specialist mortgage advice to our clients. Our senior mortgage advisers all each have a minimum of 20 years experience of advising clients on their mortgage and financial matters. We may charge a fee for arranging your mortgage. A fee of up to £850 may be charged depending on individual circumstances. A typical fee is £495. We do not charge advice fees for arranging life cover or critical illness cover.

Creating successful solutions

If you would like help or advice, please call us on 020 8301 7930 and one of our experienced members of staff will assist you.
Residential
commercial
holiday let
buy to let
Society of Mortgage Professionals

Associate Firm: Society of Mortgage Professionals

smp.org.uk

Why Drake Mortgages?

GREAT SOLUTIONS, DELIVERED ON TIME.

Drake Mortgages Limited
HERE TO HELP

Our primary aim is to fulfil your borrowing needs with helpful and professional mortgage advice.

WE LIKE A CHALLENGE

Don’t fit the ‘normal’ mortgage criteria? This is what we enjoy the most. Give us a call for an initial chat.

WE’RE DIFFERENT

Refreshingly different but totally focused on you. Creative solutions with a personal service and no jargon.

OUTSIDE THE BOX

Sometimes a different perspective is all that is needed to find a suitable way forward. Creating creative solutions.

KNOWLEDGE

With over 20 years direct experience successfully helping clients to raise the finance they need.

PROPERTY INVESTORS

We are property owners and investors as well. This provides us with valuable experience as a landlord which we can use to further help you.

Meet the Team

We have an experienced & friendly management team in place. A unique blend of trained financial experts & independent mortgage brokers who manage mortgages from the conventional through to specialist and unconventional.

Norman Phillips
MANAGING DIRECTOR
As a problem solver and alternative thinker Norman likes to get involved in complex cases that require creative strategies.
Rachel O'Brien
Rachel O’Brien
OPERATIONS DIRECTOR
Rachel keeps everyone and everything organised.
Mark Lanario
SENIOR SPECIALIST CONSULTANT
Mark has helped clients with holiday lets since 2006 and is Head of holiday let, hotel and development finance.
Kerry Santucci
SENIOR MORTGAGE CONSULTANT
Kerry is an award winning broker and Head of residential and buy to let mortgages.
Sean Horton
DIGITAL MARKETING CONSULTANT
Sean is a co-owner with responsibility for the websites & digital marketing.

Knowledge Articles

Arranging a mortgage can be a complicated process. To help, we have put together some useful guides and articles, to give you some background information and know how.
view articles
Latest articles

Case Study: Financing a First HMO Through a Limited Company

Daniel, an experienced single-let landlord, wanted to buy a seven-bedroom HMO for £420,000 through a new limited company, but had no HMO track record …

How HMO Mortgages Work: A Plain-English Guide

HMO mortgages aren’t just buy-to-let with extra bedrooms. Lenders value the property differently, cap borrowing at 70-75% loan-to-value, and stress-test the rent before they’ll …

A Beginner’s Guide to HMO Property Investing

A house in multiple occupation can out-earn a standard buy-to-let by renting room by room, but the upside comes with more to manage. Before …
Kerry has been an invaluable resource for us not once, but twice over the past five years, assisting us with both our initial mortgage and subsequent remortgage. Kerry's expertise and knowledge are truly commendable.

Ella Green

I am delighted to say that we finally completed on our new house on Friday. We just wanted to say thank you for your patience and such an efficient service, not to mention your skills in getting us such a great mortgage!

Jo

Bedford, Bedfordshire MK40
Excellent service from end to end in securing our Holiday Let Mortgage where other brokers had failed. Highly recommended.

Phil Entwistle

I highly recommend this company! Kerry and her team were fantastically quick, courteous and efficient in securing us the best possible deal and very patient and polite when answering many enquires. Save yourself a headache and give them a call.

Liam Kirwan

I have used Drake Mortgages a number of times over the years. Kerry and Dawn are both highly professional and efficient in the service provided. I have always been pleased with the deals they have been able to source as well as the on hand advice and help available. I would have no hesitation in recommending them.

Alexander Cohen

Kerry, Dawn and the rest of the team were brilliant. So responsive to communication and held our hand right the way through, even with post completion queries that as first buyers we had no clue about. Kerry was completely non-judgmental and just wanted the best for us. Would recommend Kerry and Drake Mortgages to anyone and we will be back for further help in future I'm sure!

Claire Saunders

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