About Sean
Sean Horton is a co-owner of Drake Mortgages and has worked in financial services, mortgages and insurance since 1988.
Previously an independent financial adviser and a whole of market mortgage broker, he regularly writes about mortgages, bridging loans and commercial finance and contributes to press articles. Sean has considerable experience in providing personalised financial advice to many different types of clients.
Additionally, he is a landlord and a small business owner and has worked within digital marketing and SEO for mortgages and financial products for over twenty years.
Written by Sean Horton
How long can you have a bridging loan for?
If you're considering getting a bridging loan, one of the first questions you'll likely have is "How long can I ...
Can a mortgage offer be withdrawn?
Receiving your mortgage offer is an important step in the home buying process, as it means that a lender has ...
What is mortgage underwriting and how does it work?
If you're considering buying a property then you'll probably need a mortgage. And as part of the mortgage process, your ...
Getting a mortgage with complex income
Getting a mortgage when your income varies can be tricky. Banks and other lenders usually prefer stable, predictable incomes because ...
How Does a Self-Assessment Mortgage Work?
Obtaining a mortgage can be a bit more complex for anyone under the self-assessment tax system, yet it's definitely achievable. ...
How to increase your mortgage affordability
In this guide, we will explore what mortgage affordability really means, how lenders determine it, and importantly, practical strategies you ...
Is a Self-Employed Mortgage Based on Gross or Net Profit?
Are you looking for a self-employed mortgage? You're not alone! This article will guide you through the key questions: Is ...
Holiday Let Mortgages for the Self Employed
Are you a self-employed individual who is looking to buy a holiday let property? Well, you're not alone. The number ...
Holiday Let Mortgages for First Time Buyers
Are you a first-time buyer dreaming of owning a holiday let property? You might think it's as simple as buying ...
What is consent to let and when is it needed?
You're a homeowner in the UK, and an opportunity arises that requires you to temporarily move out of your home ...
Quick guide to holiday letting
A quick guide to holiday letting tips on buying and owning a short term holiday let Welcome to the exciting ...
Mortgage capacity report
Mortgage capacity report explained WHAT THEY ARE AND HOW TO GET ONE Divorce can be a difficult and stressful time, ...
Mortgages and divorce
A guide to mortgages and divorce How does divorce affect A mortgage? If you're going through a divorce, one of ...
Limited companies
Holiday Let Mortgages for Limited Companies lending solutions for limited co's and spv's Holiday Let Mortgages for Limited Companies lending ...
Sean Horton
Sean Horton CeMAP Co-Owner and Digital Marketing Consultant DRAKE MORTGAGES LIMITED About Sean Sean Horton is a co-owner of Drake ...
Transfer of Equity
Transfer of Equity Explained What is a transfer of equity mortgage? If you need to change who owns a property, ...
SA302 Explained
What is an SA302 Tax Calculation? and how do i get one for a mortgage? An SA302 Tax Calculation is ...
Property Guide
Holiday Let Property Guide how does a lender assess a property? Holiday Let Property Guide how does a lender assess ...
Below Market Value
Below Market Value Finance financing solutions for bmv properties Below Market Value Finance financing solutions for bmv properties Are you ...
Unmortgageable Properties
Unmortgageable Properties what are they & how can you get a mortgage on one? The popularity of property ownership and ...