About Us

Who we are and what we do

WE ARE HERE FOR YOU

We are specialist property finance brokers, independent of all lenders, who are focused on helping you get the mortgage you need.

You need mortgage finance and we know the lenders that can help.

A flexible approach to property finance.

Drake Mortgages is an experienced company of specialist independent mortgage brokers and property finance brokers based in Kent. Our advice is mainly conducted online, by email and over the telephone.

We specialise in providing clients with comprehensive mortgage advice from the full range of lenders available to us. We are an independent mortgage advisor, as such we can deal with all lenders and mortgage companies.

While we help many clients to move house, including first time buyers, we have specialists available to help with bridging loans including auction finance.

All of our advisers hold the required qualifications to give specialist mortgage advice to our clients. Our senior mortgage advisers all each have a minimum of 20 years experience of advising clients on their mortgage and financial matters. We may charge a fee for arranging your mortgage. A fee of up to £850 may be charged depending on individual circumstances. A typical fee is £495. We do not charge advice fees for arranging life cover or critical illness cover.

Creating successful solutions

If you would like help or advice, please call us on 020 8301 7930 and one of our experienced members of staff will assist you.
Residential
commercial
holiday let
buy to let
Society of Mortgage Professionals

Associate Firm: Society of Mortgage Professionals

smp.org.uk

Why Drake Mortgages?

GREAT SOLUTIONS, DELIVERED ON TIME.

Drake Mortgages Limited
HERE TO HELP

Our primary aim is to fulfil your borrowing needs with helpful and professional mortgage advice.

WE LIKE A CHALLENGE

Don’t fit the ‘normal’ mortgage criteria? This is what we enjoy the most. Give us a call for an initial chat.

WE’RE DIFFERENT

Refreshingly different but totally focused on you. Creative solutions with a personal service and no jargon.

OUTSIDE THE BOX

Sometimes a different perspective is all that is needed to find a suitable way forward. Creating creative solutions.

KNOWLEDGE

With over 25 years direct experience successfully helping clients to raise the finance they need.

PROPERTY INVESTORS

We are property owners and investors as well. This provides us with valuable experience as a landlord which we can use to further help you.

Meet the Team

We have an experienced & friendly management team in place. A unique blend of trained financial experts & independent mortgage brokers who manage mortgages from the conventional through to specialist and unconventional.

Norman Phillips
MANAGING DIRECTOR
As a problem solver and alternative thinker Norman likes to get involved in complex cases that require creative strategies.
Rachel O'Brien
Rachel O’Brien
OPERATIONS DIRECTOR
Rachel keeps everyone and everything organised.
Mark Lanario
SENIOR SPECIALIST CONSULTANT
Mark has helped clients with holiday lets since 2006 and is Head of holiday let, hotel and development finance.
Kerry Santucci
SENIOR MORTGAGE CONSULTANT
Kerry is an award winning broker and Head of residential and buy to let mortgages.
Sean Horton
DIGITAL MARKETING CONSULTANT
Sean is a co-owner with responsibility for the websites & digital marketing.

Knowledge Articles

Arranging a mortgage can be a complicated process. To help, we have put together some useful guides and articles, to give you some background information and know how.
view all articles
Latest articles

Adverse Credit Mortgage Sales Hit Their Highest Level Since 2008: What It Means for Borrowers

More people with a blemish on their credit file are getting mortgages than at any point since the financial crisis. Here is what the …

Your First Home: New Government Scheme Could Help First-Time Buyers Onto the Ladder With Just a 2.5% Deposit

What we know so far, what is still to be confirmed, and what it could mean for you. Saving for a deposit remains the …

Clearing the Loan on Your Retirement Holiday Let – A Plan That Holds Even in a Flat Market

Buying your future retirement home now and letting it as a holiday let in the meantime solves one problem: it locks in today’s price …
mortgage broker

Why a Mortgage Broker Beats AI: The Human Expertise a Chatbot Can’t Replace

Artificial intelligence can answer the questions you think to ask. A qualified broker answers the ones you didn’t – and stands behind the advice. …

Why use a mortgage specialist?

You want a large loan to buy your home – or some other property. So why not raise the loan by offering the property …

The importance of using a buy to let mortgage broker

Is it the right time to invest in buy to let? It’s hard to predict the future but we all still have to plan …
I am delighted to say that we finally completed on our new house on Friday. We just wanted to say thank you for your patience and such an efficient service, not to mention your skills in getting us such a great mortgage!

Jo

Bedford, Bedfordshire MK40
I have enjoyed the benefits of extending my property portfolio with the advice from Norman Phillips and his team. I always trust their solutions and let them deliver the financial strategies needed.

Nicholas Thompson

Wimbledon
Best service I've ever had from a mortgage advisor, or any financial advisor for that matter! Always very professional but also practical and personable. Every step of the way, we had help and answers available to us.

Amanda Aldercotte

Excellent service from end to end in securing our Holiday Let Mortgage where other brokers had failed. Highly recommended.

Phil Entwistle

We had a fantastic experience with Drake Mortgages. My partner and I are first time buyers and both pretty clueless so it was really helpful to have Kerry Santucci explaining the different features of different mortgages and finding the best one for us. Thoroughly recommend her and the rest of the team at Drake Mortgages.

Mark Whitgift

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