Frequently Asked Questions
FAQ Topics

Are buy to let mortgages interest only?

Buy to let mortgages can be set up as interest only or repayment, depending on what’s best for you.

Most landlords select the interest-only option when applying for a buy to let mortgage. It means the monthly mortgage payments are lower so the cash yield from the property is increased. This allows the landlord some additional income each month while the property increases in value over time.

The disadvantage is that your mortgage balance does not decrease each year so there needs to be a plan on how it will eventually be repaid. This could include selling the property.

Even with an interest only mortgage you can still make extra lump sum payments during the year if you prefer to see the mortgage balance reducing.

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Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans

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