Frequently Asked Questions
Can I get a mortgage for a holiday home?
Yes you are able to get a mortgage to buy a holiday home or second home.
The type of mortgage you need will depend on how you intend to use the holiday home:
JUST A HOLIDAY HOME
A second home mortgage or holiday home mortgage will be suitable for this. The property will be predominantly used by your family and friends but may have the occassional paying guest.
MAINLY A HOLIDAY LET
If the main aim of the property is for it to be let out to paying guests then you will need a holiday let mortgage. These lenders will be happy for you to let the property out all year round. Fortunately, they also won’t mind if your family use it once in a while.
Useful pages:
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