Frequently Asked Questions
FAQ Topics

Can I live in my buy to let property?

Unfortunately you are not able to live in a property you own that has a buy to let mortgage on it.

Mortgages are granted based on the lending criteria applicable at that time. For a buy to let mortgage this would typically state that the property should be let to long term tenants via an AST and that it is not to be occupied by the borrower.

If you were to live in the property, without the lenders permission, you would be in breach of your mortgage terms and conditions. If they became aware the lender could ask for immediate repayment of the mortgage amount.

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