Frequently Asked Questions
FAQ Topics

Chancel Repair Liability Search

The Chancel Repair Liability search is conducted in certain areas, particularly rural locations, to determine if a property carries a historical responsibility.

This responsibility, originating from medieval times, involves property owners contributing to the cost of repairing the chancel, which is the section of a parish church containing the altar and choir area. The search examines historical records, land registers, and other sources to establish whether the property is subject to this liability.

If the search confirms the liability’s existence, buyers or mortgage applicants need to consider the potential costs associated with future chancel repairs, even if they are not directly affiliated with the church. The search provides important information for understanding and assessing any financial obligations linked to the property’s chancel repair liability. Legal advice may be necessary to fully comprehend the impact and implications of this liability on the property in question.


Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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