Frequently Asked Questions
FAQ Topics

Does a secured loan affect remortgaging?

Yes a secured loan can affect remortgaging.

A secured homeowner loan is a type of loan that is secured against your property at the same time as a main mortgage.

Your main mortgage lender will have the first charge on the property and the secured loan lender will have a second charge.

Not all lenders will be happy with this situation when looking for remortgage options.

Your mortgage broker will be able to assess which lenders can help.

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