Frequently Asked Questions
FAQ Topics

How do mortgage valuations work?

When you apply for a mortgage, your lender will carry out a mortgage valuation to check the property is worth what you have agreed to pay for it. This will also happen if you’re applying to remortgage, to check the property is worth what you have estimated.

However, a mortgage valuation is for the benefit of the mortgage lender, not you. It only provides basic information for your lender to understand whether the property will be suitable security.

The mortgage valuation is provided by a surveyor. Many valuations now don’t even require anyone to visit the property, historical data is used to provide a risk based assessment.

So to be sure that the property is sound and good value choose a Homebuyer Report or Full Survey.

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Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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