Frequently Asked Questions
FAQ Topics

What is a repayment mortgage?

With a repayment mortgage you repay the amount borrowed (the capital) plus the interest over the mortgage term. Each month you pay interest and some of the capital off.

How do they work?

The repayment of your mortgage is calculated over the term you have chosen (ie 25 years).

The lender works out how much interest and how much capital you need to pay to keep on track. In the beginning you won’t be paying much capital off but after a few years this changes so that more of the monthly payment going towards paying back the debt.

This is combined into one monthly payment by your lender.

So as each year of the mortgage term passes your outstanding mortgage amount gradually reduces.



Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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