Frequently Asked Questions
FAQ Topics

What is a second home mortgage?

A second home mortgage is very similar to the mortgage for your main residence and is used to buy a holiday home for your family and friends to enjoy.

Depending on the lender you will be able to choose variable, fixed and tracker interest rates. There are quite a few lenders to choose from and as independent brokers we can help select the one that’s right for you.

The new loan can be set up for a sensible term as a repayment or interest only.

Second home mortgage deposits tend to be higher than for residential mortgages so budget for 15-20% which equates to a mortgage loan to value of 85%-80%.

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Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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