Frequently Asked Questions
FAQ Topics

What is a secured loan?

Secured loans or second charge loans are a type of mortgage, secured against property where there is an existing mortgage. They are taken out in addition to the main mortgage.

They allow homeowners to borrow larger sums of money, often at better interest rates, than they could by unsecured means.

The actual amount that can be borrowed, interest rate charged etc, depends upon the amount of equity in the security property, the applicants’ credit history and personal status.

Just like a first main mortgage, they are regulated by the FCA (Financial Conduct Authority), so borrowers are covered by the same level of consumer protection.

Useful pages:


Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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