Frequently Asked Questions
FAQ Topics

What is an interest only mortgage?

An interest only mortgage is a type of mortgage where you only have to pay the interest to the lender each month.

The monthly payments are cheaper than a repayment mortgage. However, at the end of the mortgage term the debt which needs to repaid is the same as you initially borrowed.

How do they work?

With an interest only mortgage you do not have to make any repayments of capital each month. The lender is only expecting the interest, not any of the original debt.

So as each year of the mortgage term passes your outstanding mortgage amount stays the same.

When your mortgage eventually comes to an end you will need to repay the whole mortgage in one go.



Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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