How Many Buy-to-Let Mortgages Can I Have?
Buy-to-let mortgages are a popular choice for property investors aiming to grow their portfolios and generate rental income. Many aspiring landlords wonder about the number of these mortgages they can hold. This guide explores the possibilities and considerations for UK ...
Can I Change My Mortgage to Buy to Let?
Are you considering turning your home into a buy to let rental property? Perhaps you’re moving to a new city for work, or you’ve inherited a property and want to make the most of it. Whatever your reason, changing your ...
What is consent to let and when is it needed?
You’re a homeowner in the UK, and an opportunity arises that requires you to temporarily move out of your home. You think, “Why not rent out my property during this period?” But you have a residential mortgage. Are you allowed ...
Maximising rental income through property conversion
Increasingly, landlords are taking advantage of the rising popularity of flats by splitting a large house into multiple units. The process of converting a house into flats will depend on local planning permission and building regulations, so landlords should always ...
Do Your Numbers Add Up?
Rental yield and capital growth are the two key ways property investors make money. Here we quickly dive into how yield can make you money and how capital growth is achieved. BUY-TO-LET investors make money in two different ways, rental yield ...
Buy to Let Tips
Here are some top tips for buy to let success. There’s money to be made, and lost, with buy to let. If property investment is relatively new to you then the following buy to let tips might be helpful. The right ...
Using The Wrong Mortgage
It still happens too frequently that, in pursuit of a cheap interest rate, people will use an inappropriate mortgage product, intentionally misleading the lender. For example, using a standard residential mortgage for a property that is then used as a buy to let or holiday ...
Buy to Let vs Holiday Let
It is important to understand the differences between these two property types. Just because they both involve letting does not mean that they are similar; in fact the word “let” is possibly the only similarity. The law and finance for ...