Rental Income Tax Rises Again: What the 2026 Budget Means for Landlords
Updated 29 October 2026, following the Budget on 28 October 2026 If you own rental property in your own name, the tax you pay on your rental profits is going up by four percentage points from 6 April 2027, not ...
Awaab’s Law and the Private Rented Sector
Private landlords in England are a step closer to fixed legal deadlines for fixing damp, mould and other serious hazards. Here is what the government has proposed, what it means for how you finance and run a rental portfolio, and ...
Case Study: Keeping and Letting a UK Home After a Move to Australia
How we helped Dom hold on to his UK property and let it out after emigrating, bridging the gap with Consent to Let before arranging a longer term Expat Buy to Let. The Client Dom owned a residential property in ...
The Private Rented Sector Database: What Landlords Need to Know
England is introducing a national register of private landlords and rental properties. It is one of the most significant changes to the buy-to-let landscape in a generation, and after months of testing the Government has now confirmed a start date. ...
A Beginner’s Guide to HMO Property Investing
A house in multiple occupation can out-earn a standard buy-to-let by renting room by room, but the upside comes with more to manage. Before you buy, check whether the property needs a licence, whether an Article 4 direction blocks conversion ...
Expat Buy to Let vs Holiday Let Mortgages
An expat buy to let lends against long-term rent, and the mortgage terms stop you staying there yourself. An expat holiday let lends against seasonal bookings and usually allows 30 to 60 nights of your own use. Holiday lets lost ...
Buy to Let vs Holiday Let Mortgages
A clear, straightforward guide from Drake Mortgages Choosing between a Buy to Let (BTL) mortgage and a Holiday Let mortgage can feel complicated, especially following recent tax changes. Below is a simple, updated comparison to help you understand how each ...
How Many Buy-to-Let Mortgages Can I Have?
Buy-to-let mortgages are a popular choice for property investors aiming to grow their portfolios and generate rental income. Many aspiring landlords wonder about the number of these mortgages they can hold. This guide explores the possibilities and considerations for UK ...
Can I Change My Mortgage to Buy to Let?
Are you considering turning your home into a buy to let rental property? Perhaps you’re moving to a new city for work, or you’ve inherited a property and want to make the most of it. Whatever your reason, changing your ...
What is consent to let and when is it needed?
You’re a homeowner in the UK, and an opportunity arises that requires you to temporarily move out of your home. You think, “Why not rent out my property during this period?” But you have a residential mortgage. Are you allowed ...
Maximising rental income through property conversion
Increasingly, landlords are taking advantage of the rising popularity of flats by splitting a large house into multiple units. The process of converting a house into flats will depend on local planning permission and building regulations, so landlords should always ...
Do Your Numbers Add Up?
Rental yield and capital growth are the two key ways property investors make money. Here we quickly dive into how yield can make you money and how capital growth is achieved. BUY-TO-LET investors make money in two different ways, rental yield ...
Buy to Let vs Holiday Let
It is important to understand the differences between these two property types. Just because they both involve letting does not mean that they are similar; in fact the word “let” is possibly the only similarity. The law and finance for ...