Frequently Asked Questions
FAQ Topics

How long does a mortgage offer last?

Receiving your mortgage offer is an important milestone and is written confirmation from the lender of the amount they will lend you and on what terms.

But a mortgage offer only lasts for a set period of time, before expiring.

Typically, a mortgage offer will last between 3-6 months. The actual length of time will vary according to the lender.

If you are remortgaging then this amount of time will be ample. You would normally complete on the new mortgage within a few weeks of the mortgage offer.

However, if you are moving house and in a property chain you will need to keep an eye on the mortgage offer expiry date.

If there is a possibility that you may not complete in time notify your mortgage broker as soon as possible.


Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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