Frequently Asked Questions
FAQ Topics

How long does a mortgage offer last?

Receiving your mortgage offer is an important milestone and is written confirmation from the lender of the amount they will lend you and on what terms.

But a mortgage offer only lasts for a set period of time, before expiring.

Typically, a mortgage offer will last between 3-6 months. The actual length of time will vary according to the lender.

If you are remortgaging then this amount of time will be ample. You would normally complete on the new mortgage within a few weeks of the mortgage offer.

However, if you are moving house and in a property chain you will need to keep an eye on the mortgage offer expiry date.

If there is a possibility that you may not complete in time notify your mortgage broker as soon as possible.

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