Frequently Asked Questions
FAQ Topics

Land Registry search

The Land Registry search is a vital part of the local authority search process in the UK. It involves accessing information from the Land Registry, an official government entity responsible for maintaining records of land and property ownership in England and Wales.

During a Land Registry search, several key details are obtained:

  • Legal Ownership: The search confirms the legal ownership of the property. It provides information about the current registered owner(s) and verifies their rights to the property. This ensures that the seller has the legal authority to sell the property and that the buyer is dealing with the rightful owner.
  • Existing Mortgages or Charges: The search reveals any existing mortgages or charges registered against the property. This information is crucial for lenders and buyers as it indicates any outstanding debts secured against the property. It helps evaluate the financial status of the property and potential obligations that need to be considered during the purchase or mortgage process.
  • Restrictions or Easements: The Land Registry search also checks for any restrictions or easements that may affect the property. Restrictions can include limitations on property use, alterations, or development. Easements refer to rights of way or access granted to other parties over the property, such as a shared driveway or footpath. Identifying these restrictions or easements is essential for buyers to understand any limitations or obligations associated with the property.

By conducting a Land Registry search, potential buyers or mortgage applicants can gain valuable information about the legal ownership of the property, any existing financial obligations or encumbrances, and any restrictions or easements that may affect its use. This information ensures transparency and helps individuals make informed decisions regarding the property purchase or mortgage agreement.


Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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