Frequently Asked Questions
FAQ Topics

What is a mortgage product transfer?

A mortgage product transfer can be thought of as a remortgage with the same lender. It is used by borrowers where their special interest rate period has ended.

A mortgage transfer means transferring to a new mortgage deal (fixed rate, tracker rate etc) but staying with your current mortgage lender. The loan amount and mortgage term are generally not altered during this process.

There are a few reasons why this is a popular choice:

  • It’s quick. Just confirm the new deal you would like and the product transfer will be completed in a matter of days
  • It’s cheap. There’s either no fees or low fees.
  • It doesn’t usually involve credit or income checks. So if your circumstances have changed since first applying this can be helpful

Useful pages:


Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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