Frequently Asked Questions
FAQ Topics

Where can I get a Day One Re-mortgage?

The majority of conventional mortgage lenders need you to have owned a home for 6-12 months before remortgaging it. This is known as the six month rule. This means that you cannot take out a new mortgage within 6-12 months of completion.

A day one mortgage is a type of mortgage that is specifically designed for those who want to remortgage their property within the six month period.

There are a few things to bear in mind if you are considering taking out a Day One remortgage. Firstly, you may find that the interest rates are a little higher than if you wait until after the six month period. Secondly, there may be additional fees and charges associated with taking out a Day One remortgage. Make sure you are aware of all the costs involved before you make a decision.

A broker like ourselves will be able to source a competitive day 1 remortgage.


Choosing a mortgage is an important financial decision and it’s easier with someone who’s on your side. We work as a whole of market mortgage broker so that you get the best possible choice of mortgages.



We are perfectly placed to help you find a buy to let mortgage solution that matches your property needs for individuals, families, investors, landlords and Limited Companies.

buy to let mortgages

We are experienced whole of market brokers who can help you get a great holiday let mortgage.

We can also give you access to exclusive schemes and some specialist lenders who don’t deal direct with borrowers. Loans are available to individuals and SPV’s upto 75% and we can help with Scottish properties, mixed use, multi-lets and Airbnb.

Our holiday let mortgage brokers know the lenders and their lending criteria well, enabling us to guide you to the best holiday let mortgage solutions

holiday to let mortgages

Bridging loans are one of the most useful, multi-purpose, types of lending solutions available. You can get a bridging loan approved on almost any property for almost any reason. Great for auction purchases or snapping up a buy to let bargain.

And we can arrange them really fast.

bridging loans

Development finance is designed to help with the purchase and build costs for a residential development project.

Solutions are available for change of use, ground-up projects, refurbishment or major building work and property extensions.

development loans
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