Sean Horton CeMAP
Co-Owner and Digital Marketing Consultant
DRAKE MORTGAGES LIMITED
About Sean
Sean Horton is a co-owner of Drake Mortgages and has worked in financial services, mortgages and insurance since 1988.
Previously an independent financial adviser and a whole of market mortgage broker, he regularly writes about mortgages, bridging loans and commercial finance and contributes to press articles. Sean has considerable experience in providing personalised financial advice to many different types of clients.
Additionally, he is a landlord and a small business owner and has worked within digital marketing and SEO for mortgages and financial products for over twenty years.
Written by Sean Horton
Are second charge mortgages regulated?
If you're a homeowner in the UK, you may have been considering a second charge mortgage. But are they safe? ...
How do you buy out a partner in a mortgage?
Are you looking to buy out your partner in a mortgage, but unsure of how to go about it? In ...
Are self cert mortgages still available?
Self-certification mortgages were once a popular option for individuals in the UK who were self-employed or had complex income streams ...
Should you get mortgage advice from your bank?
Mortgage advice is an important decision that can have long-lasting effects on your financial well-being. When considering whether to get ...
Bank of Mum and Dad
Can you afford to help bankroll your children’s property purchase? THE ‘BANK OF MUM AND DAD’ isn’t a new phenomenon, ...
What is the 6 month mortgage rule?
The 6 month mortgage rule can cause problems for property purchases as well as when refinancing is needed. The rule ...
Do Your Numbers Add Up?
Rental yield and capital growth are the two key ways property investors make money. Here we quickly dive into how ...
Should you overpay your mortgage?
Overpaying can reduce the time it takes for you to repay your mortgage and also means you will be charged ...
Types of Mortgage
Mortgages come in all sorts of shapes and sizes. There's lots of decisions to be made. But how do you ...
Property Down Valuations
The property survey has been done and the report is in. But, the surveyor doesn’t agree with your figures. Wow, ...
Closed Bridging Loans
Closed Bridging Loans closed bridging loans explained Closed Bridging Loans closed bridging loans explained There are two basic types of ...
Open Bridging Loans
Open Bridging Loans open ended bridging loans explained Open Bridging Loans open ended bridging loans explained There are two basic ...
Short Lease Bridging Loans
Short Lease Bridging Loans Short-lease MORTGAGES explained Short Lease Bridging Loans Short-lease MORTGAGES explained When purchasing a leasehold property, and ...
Day One Remortgages
Day One Remortgages Explained our guide to day 1 remortgages Day One Remortgages Explained our guide to day 1 remortgages ...
Stamp Duty
Stamp Duty Land Tax (SDLT) what is it and how much does it cost Stamp Duty Land Tax (SDLT) what ...
Loan to Value (LTV)
Loan to Value (LTV) explained What is ltv and why is it important Loan to Value (LTV) explained What is ...
Bridging Loan Uses
Reasons for using a bridging loan our top 11 uses Reasons for using a bridging loan our top 10 uses ...
What is a Special Purpose Vehicle (SPV)?
What is a Special Purpose Vehicle (SPV)? our guide to spv companies FOR property investment What is a Special Purpose ...
How does bridging finance work?
How does bridging finance work? short term finance arranged quickly How does bridging finance work? short term finance arranged quickly ...
Early Repayment Charges (ERC)
Early Repayment Charges (ERC) What are Early Repayment Charges and how can you avoid them Early Repayment Charges (ERC) What ...